Somino – Terms of Use
Last updated: October 28, 2026
These terms apply when you use the Somino app. By using it you agree to them. If you downloaded Somino from the App Store, Apple's Standard Licensed Application End User License Agreement also applies; if there is a conflict, these terms apply where the law allows.
What Somino is
Somino is a personal finance tool: it records what you enter, plans upcoming bills and shows estimates such as "You can spend today". It is not a bank, does not hold or move your money, and is not financial, tax or legal advice. Numbers depend on what you enter and on exchange rates that may be delayed. Check important decisions yourself.
Your account and your data
- You can use Somino without an account. Signing in with Google or Apple backs up and syncs your data; keep that account secure.
- Your data is yours. You can export it or delete your account at any time. How we handle it is described in the Privacy Policy.
- In a family, you decide which wallets are shared. Only invite people you trust; members can see and edit what is shared.
Somino Pro subscriptions
- What's included: creating a family, more than 2 wallets, and more than 3 open bills, installments and debts. Everything else stays free.
- Plans: monthly or yearly, at the price shown in the app before you buy. Prices may vary by country and include taxes where required.
- Free trial: new subscribers may get a 7-day free trial. If you don't cancel at least 24 hours before it ends, the subscription starts and is charged.
- Payment and renewal: payment is charged to your Apple ID (or Google Play account) at confirmation of purchase. The subscription renews automatically for the same period and price unless it is cancelled at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours before the period ends.
- Cancelling: manage or cancel anytime in your Apple ID account settings (on iPhone: Settings → your name → Subscriptions) or in Google Play → Payments & subscriptions. Cancelling stops the next renewal; you keep Pro until the paid period ends.
- Refunds are handled by Apple or Google under their policies.
- If you stop paying, nothing you created is deleted. Existing families, wallets and bills stay visible; only creating new ones beyond the free limits needs Pro.
Acceptable use
Don't use Somino to break the law, to harm others, or to try to access other people's data or our servers in ways the app doesn't offer.
Availability and changes
We work to keep Somino available and your data safe, but the app is provided "as is" and we can't promise it will always be error-free or uninterrupted. We may update the app and these terms; for important changes we'll tell you in the app. Continuing to use Somino after a change means you accept it.
Liability
To the extent the law allows, we are not liable for indirect losses or for decisions made based on the app's estimates. Nothing in these terms limits rights you have as a consumer that cannot be limited by law.
Contact
Questions: ibrohim625m@gmail.com